COVERAGES COMPREHENSIVE PROTECTION

Max Insurance provides commercial trucking insurance that gets and keeps your company moving. We understand the unique challenges of the trucking industry and offer tailored solutions to protect your business.

In order to get your trucking company on the road, the FMCSA mandates that you must have trucking insurance coverage. The required policies are Commercial Auto Liability and Motor Truck Cargo. Other policies, although not required, are just as important, and can help save you in the long run in case of a claim. Put yourself ahead of the competition by understanding these policies and what they mean for you and your company.

Types of Insurance Policies

Comprehensive coverage options designed specifically for the trucking industry

Commercial Auto Liability

Covers injuries to others and damage to public property when your commercial vehicles are involved in accidents. State and federal minimums typically require $750,000 combined single limit, with recommended higher limits of $1,000,000. Higher limits are available for Hazmat and specialized operations.

Bodily Injury Coverage
Property Damage Protection
Legal Defense Costs

Motor Truck Cargo

Covers your responsibility as a transporter for damaged or lost freight. Coverage is tailored to your specific needs and the types of cargo you transport. Typical broker requirements are $100,000, with higher limits available for specialized operations and high-value cargo.

Freight Damage Protection
Lost Cargo Coverage
Tailored Coverage Limits

Physical Damage

Comprehensive coverage for your truck and trailer, broken into two main components: Comprehensive covers non-collision damage, vandalism, fire, and theft; Collision covers damage sustained in accidents.

Comprehensive Coverage
Collision Protection
Theft & Vandalism

Per Shipment Cargo

Per Shipment Cargo (PSC) provides excess coverage for specific shipments when your Motor Truck Cargo limits are insufficient. Coverage applies from shipping point to final destination, with exclusions based on your primary provider and commodity type.

Excess Coverage for High-Value Loads
Point-to-Point Protection
Flexible Coverage Options

General Liability

Protects your business from claims of bodily injury and property damage arising from your products, services, or operations. Essential coverage for any trucking business.

Bodily Injury & Property Damage
Personal & Advertising Injury
Medical Payments
Products/Completed Operations
Damage to Premises Rented to You

Additional Coverages

Specialized coverage options to meet your specific business needs

Why Choose Max Insurance?

Industry expertise combined with personalized service to protect your trucking business

Industry Expertise

Over 10 years of specialized experience in trucking insurance, with deep understanding of FMCSA requirements and industry regulations.

24/7 Support

Round-the-clock claims assistance and customer support to ensure you're never alone when you need help most.

BOOST Program

Our innovative safety monitoring program helps improve your safety record and potentially reduce insurance costs.

Ready to Protect Your Business?

Get comprehensive coverage tailored to your trucking operation. Our experts are ready to help you find the perfect insurance solution.

Get Your Free Quote

Fill out the form below and our team will get back to you within 24 hours with a customized quote for your trucking business.

Access to 30+ A-rated insurance markets
Trucking industry specialists
Competitive rates and flexible payment options